You can purchase a life insurance policy for yourself, your spouse or even for your juvenile children. Term life insurance carries through a certain number of years, while whole life insurance remains in place as long as the premiums are paid or the client is deceased. Juvenile life insurance lasts until the child reaches the age of 18 or This insurance can also be converted to an adult policy at age 18 or 25, at which time the benefit amount will typically double.
Larry Davis has worked in the safety and environmental field since , writing for "Chevron Review" and other professional magazines. He wrote monthly columns for "Heavy Equipment News" and has written safety programs and training materials. Homeowner's Insurance Claims. By Larry Davis. Accidents Accidents happen. But what insurance does Aflac sell, and do you really need it?
You probably even know Aflac is an insurance company. Founded in in Columbus, Georgia, the American Family Assurance Company of Columbus, Aflac for short, is the best-known provider of supplemental insurance — especially payroll deduction insurance through employers.
Best , a credit rating agency for the insurance industry. Supplemental insurance is designed to work alongside your primary insurance coverage to fill in gaps. ET on weekdays. Steps to completion include:. Submit a claim via snail mail by printing out the applicable forms and mailing them to: Aflac Wynnton Road Columbus, GA SmartClaims can be submitted online or via the MyAflac Mobile app, and is available for claims submitted on these policies:.
It also offers insurance to help with loss of wages or end-of-life costs, including guaranteed-issue options. What does Aflac stand for? Appeal a claims decision up to three times per claim, and all appeals must be submitted within days after the original decision is made. Amy Stoltenberg is a staff writer covering all things travel, shopping and lifestyle. After earning a BA at Savannah College of Art and Design, she worked as technical designer in corporate fashion before opting for a career with unlimited travel time.
When her laptop's closed, you can find her wandering around Los Angeles looking for hole-in-the-wall eateries and plotting her way to all 50 states she's currently at Compare your options and learn what type of policy will most fit your needs as someone over Knowing the difference between a k and an IRA will help you maximize your retirement savings.
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Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. Life Insurance Finder. Amy Stoltenberg. Updated Jan 21, Learn more about how we fact check.
Navigate Life Insurance In this guide. What is Aflac? NerdWallet is a free tool to find you the best credit cards, cd rates, savings, checking accounts, scholarships, healthcare and airlines.
Start here to maximize your rewards or minimize your interest rates. Georgia Rose. Aflac Life Insurance Rated 3. Sells most policies through workplaces. Offers term and whole life insurance directly to individuals. No online quote option or policy details on website. Policies available directly from Aflac or through many workplaces. About the author.
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